securitySecurity

Security is not a feature.It's the foundation.

Every infrastructure decision, policy, and line of code at Axos starts with one question: is your clients' data as protected as it can possibly be?

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AES-256 Encryption

Every document, message, and data record is encrypted at rest using AES-256 — the same standard used by financial institutions and governments worldwide.

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TLS 1.3 in Transit

All data in motion is protected with TLS 1.3. Older, vulnerable protocols are blocked. HSTS is enforced on every endpoint.

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Zero-Trust Architecture

No request is trusted by default — inside or outside the network. Every action is authenticated, authorized, and logged.

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SOC 2 Type II Certified

Independently audited every year against the AICPA's Trust Services Criteria. Not self-assessed — verified by a third-party auditor.

lockEncryption

Every byte, encrypted.Four layers of cryptographic protection covering every stage of your data's lifecycle.

Encryption standard

At restAES-256-GCM
In transitTLS 1.3
Key storageIsolated KMS
HashingArgon2id / SHA-3
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01

Data at rest

AES-256-GCM

Every file stored on Axos infrastructure is encrypted with AES-256-GCM. Encryption keys are isolated per tenant and rotated on a scheduled cycle — your data cannot be decrypted by any other customer or by internal staff without an authorized key access event.

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Data in transit

TLS 1.3 + HSTS

All connections use TLS 1.3 minimum. TLS 1.0 and 1.1 are disabled. HTTP Strict Transport Security (HSTS) is enforced with a 2-year max-age, preventing downgrade attacks and mixed-content vulnerabilities.

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Key management

Per-tenant isolation

Encryption keys are stored in a dedicated key management service, separate from the data they protect. Keys are never stored alongside encrypted data. Tenant key rotation is performed without service interruption.

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Secrets & credentials

Vault-backed, no plaintext

All application secrets, API keys, and service credentials are stored in a secrets vault with access logging. No credentials appear in source code, logs, or environment files in production.

manage_accountsAccess Control

Only the right people see the right data

Access control at Axos is granular, audited, and enforced at the infrastructure level — not just the application layer.

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Multi-factor authentication

MFA is available on all accounts and required for admin-level roles. Supports TOTP authenticator apps.

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Role-based permissions

Granular roles: Owner, Admin, Staff, and Client. Staff members see only the clients explicitly assigned to them.

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Automatic session expiry

Inactive sessions are terminated after a configurable timeout. Forced re-authentication on privilege escalation.

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Device & session management

Users can view and terminate active sessions across all devices from their account settings at any time.

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IP allowlisting

Enterprise accounts can restrict portal access to specific IP ranges or CIDR blocks.

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Complete audit log

Every login, document access, download, signature, and permission change is logged with timestamp, user, IP address, and device.

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Built for availability and isolation

A data center failure, DDoS attack, or noisy neighbor cannot compromise your firm's data or availability.

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Geo-redundant storage

Data is replicated across multiple availability zones. A single data center failure cannot cause data loss or service interruption.

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Tenant isolation

Each firm operates in a fully isolated environment. Cross-tenant data access is architecturally impossible, not just policy-restricted.

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DDoS protection

Layer 3, 4, and 7 DDoS mitigation is active on all public-facing endpoints. Automated traffic scrubbing with sub-second detection.

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Point-in-time recovery

Database snapshots are taken continuously. Any data state can be restored to any point within the last 30 days.

monitoringSecurity Operations

Always watching, always improving

Security is not a state — it's a continuous practice.

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24/7 infrastructure monitoring

Automated alerting on anomalous activity, latency spikes, and error rates. On-call engineers respond to P1 incidents within 15 minutes.

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Annual penetration testing

External red-team penetration tests are conducted annually by an independent security firm. Results drive our remediation roadmap.

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Vulnerability disclosure

We maintain a responsible disclosure program. Verified vulnerabilities are acknowledged within 24 hours and remediated under a defined SLA.

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Incident response

A documented incident response plan covers detection, containment, eradication, and post-incident review. Affected customers are notified within 72 hours per GDPR Article 33.

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SOC 2 Type II

Certified · Annual audit

Independently verified, every year

SOC 2 Type II is not a one-time certification — it requires continuous compliance over a 12-month audit period. Our controls are tested by an independent CPA firm against the AICPA's Trust Services Criteria: Security, Availability, Processing Integrity, Confidentiality, and Privacy.

Enterprise clients can request the full SOC 2 Type II report under NDA for their own compliance due diligence.

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